Frequently Asked Questions

Medicare.gov has been redesigned to make it easier and faster for you to answer your Medicare Questions.

• Medicare.gov Frequently Asked Questions
  https://www.Medicare.gov/

Medicare.gov allows you to order a replacement card. It may take around 4 weeks to receive your new one.

• How do I order a replacement Medicare Card?
  https://FAQ.SSA.gov/

Usually our agents will return calls within 24 hours from the time you called. If you don't receive a call back you should call the company directly that you have a policy with.

If it is an EMERGENCY and you need care immediately you should DIAL 911.

Medicare only covers medically necessary care and focuses on medical acute care such as a visit to the doctor and/or hospital stays. Medicare does not pay for the largest part of Long Term Care services or personal care such as help with bathing and/or supervision often called custodial care. You should consult with a professional to get the latest updates.

There are two types of Annuities: Variable Annuity and Fixed Annuity

1. Variable Annuities – Operate a lot like Mutual Funds. All risks are passed to the Investor.
2. Fixed Annuities – Operate like an account at a bank paying a state rate of interest. A Fixed Indexed Annuity pays a minimum rate and the potential for more interest depending on the performance of independent equity or the bond index.

Always consult with a professional for details and updates about interest rates.

American families with insurance pay a hidden tax of roughly $1,000 for the cost for people without insurance. As more Americans become insured, that hidden tax will disappear by spreading the risk.

You must call the company directly that you are insured with. Some may handle it over the phone or they may request a cancellation in writing.

Evaluation of your company financial strength is very important. Most companies provide a financial statement and how they have been rated. We recommend dealing with A Rated Companies.